With an extraordinary 100% claim settlement ratio for the last 3 years, Care Health Insurance is hard to miss for policyholders! They offer customer-c...Read More
With an extraordinary 100% claim settlement ratio for the last 3 years, Care Health Insurance is hard to miss for policyholders! They offer customer-centric coverage for personal accidents, critical illnesses, maternity and more. Care Health Insurance is hugely popular among consumers, thanks to its assorted health plans backed up by 24x7 customer support.
Buy policy in just 2 minutes
2 Lakh happy customers
Network hospitals
24800+
Claim settlement ratio
100%
Sum insured
Up to 1 Cr
No. of Plans
15Solvency Ratio
1.8
Pan India Presence
158+
PolicyX Exclusive Benefits
Buy Policy in just 2 mins
With expert guidance from advisors
2 lakh + Happy Customers
Real-time reviews on Google
Free Comparison
Find the best policy for you
Care Health Insurance, formerly Religare Health, is now offered by Care Health Insurance Limited. Originally, Care Health was formed in 2012 as a subsidiary of Religare Enterprises but in 2020 it got a new name- "Care Health Insurance." Since that day, Care Health has been working to create products that will take care of your finances regarding medical expenses and yes, it is one of the top Stand-alone companies whose claim settlement ratio has been 100% for the last 3 years.
Care offers various quality-driven products related to family health insurance, critical illness coverage, personal accident, super top-ups, and Maternity insurance along with micro-insurance products for rural areas. With Care Health Insurance you can feel safe when in need. You need to pay the amount as premiums and during times of need, the company will pay the bills. That's how care health insurance works.
What are some of the
Features
that set them apart?
100% Claims Settlement Ratio
A comprehensive wellness system to promote a healthy lifestyle
Unlimited automatic recharge
Unlimited access to network fitness centers
Efficient Care Health App
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
Care Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Arogya Sanjeevani Plan |
Entry Age - Min- 3 month, Max- 65 years Sum Insured - Up to 10 L |
Rs. 6013
|
Care Operation Insurance |
Entry Age - 5 to 50 Years Sum Insured - Up to 2 Cr |
Rs. N/A
|
Care Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Cancer Mediclaim Policy |
Entry Age - Min- 5 years, Max- 50 years Sum Insured - Up to 2 Cr |
Rs. NA
|
Care Critical Mediclaim |
Entry Age - 5 to 50 Years Sum Insured - Up to 2 Cr |
Rs. N/A
|
Care Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Care Secure Personal Accident |
Entry Age - 18 to 70 Years Sum Insured - Up to 25 Cr |
Rs. N/A
|
Care Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Care Senior |
Entry Age - 61 Years - No max age limit Sum Insured - Up to 10 L |
Rs. 14,448
|
Care Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Care Joy Plan |
Entry Age - 18 to 65 Years Sum Insured - Up to 5 L |
Rs. 54,298
|
Care Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Care Enhance Plan |
Entry Age - Day 1 to no age bar Sum Insured - Up to 55 L |
Rs. 3794
|
Care Classic |
Entry Age - Min- 91 days, Max- 64 years Sum Insured - Up to 15 L |
Rs. 8492
|
Let us take a look at some unique features of top-selling Care Health Insurance policies:
Care Arogya Sanjeevani is an ideal health insurance plan for you and your family if you are on the lookout for basic health care coverage at affordable premium rates. The policy was designed by IRDAI and is sold by all insurance providers in India.
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ranging between INR 10 Lakhs to 2 Crores.
Care Advantage health insurance offers multiple advantages to an insured individual ranging from organ donation coverage, no claim bonus, emergency ambulance cover, 540+ day care procedures, pre & post-hospitalization expenses, and more.
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare needs.
Care Freedom is the plan that allows you to be worry-free in every situation. This health insurance is for people suffering from diabetes, high pressure, and BMI. So, now you can get health insurance coverage without worrying about your current health status.
Care Plan offers medical coverage to you and your family at the time of a medical emergency. It is a comprehensive medical policy for individuals and families.
Care Plus health insurance is a complete healthcare plan which is loaded with features and protects you and your family. Care Plus offers comprehensive inflation-proof coverage and keeps you safe against a medical crisis.
To safeguard your mental and financial health during this tough time, Care Health Insurance has a specialized cancer mediclaim policy for you. It covers the overall medical expenses that you need to diagnose, treat, and care for cancer-related medical conditions.
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-facilitated health policy ensures you an undistracted recovery without worrying much about losing your financial strength.
Care Heart provides the flexibility to choose from benefits like Active heart health check-ups, OPD care, Home Care, International 2nd opinion and more according to the plan suitable for your needs. Care Health Insurance is designed to serve the insurer in terms of cardiac ailments.
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental burns, fractures, mortal remains mobility, and much more.
Comprehensive health insurance covers road traffic accidents and assisted reproductive treatments. The plan offers a 5% discount on premiums for maintaining a healthy lifestyle.
Care Joy health insurance is designed specifically for expecting mothers and their newborns to offer them several well-known benefits. It covers the cost of normal delivery and caesarean delivery along with the other delivery-related expenses.
Care Enhance plan works on the policy deductible principle and offers flexible choices of deductible with a wide range of SI options.
Care Classic is a zone-based family health insurance plan that is ideal for joint families, married couples etc. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, and young and grown-up families.
To cater to the different medical needs of an individual & their family, Care Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Care Health Insurance plans explore more:
Individual and Family Health Insurance
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Unique Features
Individual and Family Health Insurance
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Unique Features
Individual and Family Health Insurance
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Unique Features
Critical Illness Health Insurance
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...
Unique Features
Accident Health Insurance
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...
Unique Features
Individual and Family Health Insurance
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Unique Features
Individual and Family Health Insurance
Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
Critical Illness Health Insurance
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Unique Features
Senior Citizen Health Insurance
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Unique Features
Individual and Family Health Insurance
Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Unique Features
Women Health Insurance
An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Unique Features
Family
A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
Unique Features
Family
Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
Unique Features
Individual and Family Health Insurance
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Unique Features
Critical Illness Health Insurance
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Unique Features
Care Health Insurance Plan Detailed Review
Care Health Insurance Explained
Care Health Insurance Review
A specialized health insurance in India, Care Health is known for its products that have shown remarkable change in the insurance world. They have significantly designed each of their product for everyone. There are a number of reasons why you should go for Care Health Insurance. Let us read below-
Care Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.
Most Care Health Insurance plans have in-built alternative treatment covers that you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.
Care health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.
Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the Care health insurance plans are designed to cover daycare procedures for policyholders.
On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Care health insurance plans cover domiciliary hospitalization up to specified sub-limits.
Care health policies will not cover injuries or hospitalization caused by self-harm.
Care Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
Care Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.
Care Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
Care health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
The various waiting periods associated with Care Health plans are:
Begins from the date of purchase and lasts for up to 30 days for most Care Health Insurance plans.
Care Health Insurance plans require you to serve specific waiting periods in case you are diagnosed with PEDs such as hypertension, diabetes, or any other.
Like waiting periods, Care health insurance plans with critical illness coverage have a survival period. During this period policyholders diagnosed with any listed critical illness must outlive the survival period to enjoy coverage benefits.
Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
If you are looking forward to purchasing Care Health insurance online follow the simple steps below:
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
Click on 'Get free quotes' and compare Care Health Insurance Plans as per your needs.
Select and pay premiums online for the purchased Care health insurance plan of your choice.
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Care Health Insurance plan.
Choosing the best health plan involves proper planning. You need to consider various factors before investing in the right medical coverage. Study the scheme for the following advantages to understand and compare the best medical insurance in India.
Choosing an online platform is the easiest way to save time and effort in this digitally-equipped world. There are many reasons why you should opt for the online procedure-
Follow the steps for Care Health Insurance policy renewal
Visit the official website of Care Health Insurance Company
Click on the ‘Renew’ tab
Mention your ‘Policy Number’ and ‘Date Of Birth’
Connect with our insurance experts for Care health insurance policy renewal at 1800-4200-269
You can file for cashless as well as reimbursement claims for your Care Health Insurance Plans by following these easy steps:
Visit the website of Care Health Insurance, and select the "Claim" option. Then click on the "Claim Intimation" to check out the form.
Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.
Now select the "claim type", whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.
Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.
Upload the documents asked and click on the "review" button.
After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.
Submit the following documents when filing for Care health claims:
To port your existing policy to Care Health Insurance, follow the steps mentioned below:
Fill out the portability form, and send the application to Star Health Insurance Company 45 days before the date of your existing health plan renewal.
As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.
Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.
Compare and calculate the best care health policies with the PolicyX premium calculator with these simple steps:
Visit the official website of 'PolicyX'
Fill in details such as name, number of family members to be covered, city, and other information
Click on 'Get Quotes'
P.S - Connect with PolicyX health insurance experts for Care health insurance policy premiums enquiry at 1800-4200-269
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
Care Health Insurance has an in-house claims team that processes cashless claims within 2 hours.
Yes, it is possible to get global coverage under the Care Global variant of the Care Plan.
24 hours. You need to inform the company within 24 hours of the hospitalization in case of an emergency.
You need to file a claim within 15 days after getting discharged from the hospital.
You can track the claim status online by visiting the official website and filling out the relevant details. Once you submit the details, the screen will show you the current status of your cashless or reimbursement claim.
There is no upper age limit.
The minimum entry age is 91 days.
Yes, you can take health insurance plans for 5-year-old kids by adding them to family floater plan.
You can increase the sum insured at the time of policy renewal.
Compare mediclaim policies with other top insurers in India.
See More Health Insurance Articles
See More Health Insurance Articles
4.4
Rated by 2637 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
You May Also Know About
Our experts will provide you with guidance and address all your concerns within 30 minutes.
Note: Choose your desired date and time slot and our expert will get in touch with you shortly.
In case you have not found your desired slot, you can visit at website and use the Request Call Back option.
You are just one step away from getting insurance.
Policyx offers a completely spam-free experience. We will never contact you unless you request us to do so.
Your call has been scheduled with Policyx for health insurance.
Talk to an advisor
February 5, 2023
Asia/Kolkata
Do you have any thoughts you’d like to share?